The home of our dreams vs. the dump that has a low price!

How low can ya' go?

Skip, we have found the home of our dreams, and we have decided to offer 50K under what they are asking because it is a "buyers market"!  Let's ask a few key questions before we go too far...
1. Are the sellers close to the true market value?
2. Do the sellers hold a mortgage that will prevent them from accepting a low offer?
3. Have the sellers done improvements to justify their price? 
4. Has the seller gone through multiple price reductions, and when was the last reduction ?
5. If you were the seller, how would you react to your offer?

 "Hey Skip, isn't any offer is better than no offer?"....Yes!  I have heard this statement a lot with the economy like it has been in the last few years.  Any agent who has some experience under their belt will tell you that AN offer is better than NO offer; just keep in mind, this is a place to get the negotiations started.
"I have been listening to the media, and they are saying the deals are better than they ever have been in years past, so I think I should come in really low and get a steal of a deal."  Yes, I agree, so let's just take a scenario to illustrate my point...the sellers of the home you have fallen in love with have been reducing the price of their home with the fall of the market, and I show that to you by showing you their price drops over the time the seller has had the home listed.  I, as your agent, have shown you the Current Market Analysis which reveals the sellers have the price very close, or below, it's true SOLD value.  You also note that the home has a long list of upgrades like granite countertops, hardwood flooring, sprinklers, etc., and has been well-maintained, which does not seem to match the other homes you have been looking at in your price range. So now, you tell me, is the 50K under asking price offer a reasonable expectation on our part, as a potential buyer?  I would say no.  If you offer something that low, you should expect the seller to come back really strong on their original price, with the thought you are not a serious buyer.  If you want to come in really low on an offer, one way to shore up the seller's confidence in your offer is to increase your Ernest Money Deposit or EMD, which is usually 1% or $1000, to let's say $5000, which would make the seller think you were more serious and really capable of purchasing their home.  Make sure you have a proof of funds and/or a pre-qualification letter from your lender to show your ability to purchase their home. Keep in mind some of this is a mind game on our par,t and if we can stack the cards in our favor, we should.  This is a wonderful time to buy with interest rates so low and the home prices really low.  It has never been a better time to buy.  Just keep in mind you need all the facts to really get the best deal out there!

Grace and Peace...

  

 

Skip Geiser

(850) 221-6442

www.SkipGeiser.com

SkipGeiser@live.com

The Geiser Team with Main Street Properties

        

      

Buying our first home.....scary or an exciting new step?

 

   "Skip, I am looking to buy our first home but I just don't know how this process works...Can you Help?"  Wow, I am glad you asked!  When you have a buyer's agent working for YOU, what you get is a partner that is going to look out for your best interests.  "But, Skip, I don't think I can afford to pay you to help me...I mean, I am on a budget, and I want to get the most bang for my buck!"  I agree, and that is why you need to have a full-time Realtor working just for you...so you can get the most house for your money.  I mean do you want to look at foreclosures, short sales or typical owner-occupied homes?  Does your mortgage allow you to get a home that may need repairs, and which repairs?  What if you qualify for a reduced rate on your mortgage, and which homes will qualify for these programs?  You see, you as the buyer you do not pay the agent...the seller is typically responsible for that fee.  So, as a buyer, you are leaving money on the table, so to speak, by not having a professional working for you.  "But what about the for-sale-by-owners, will I be missing out on them?"  No,  if you have a buyer's agreement with your agent, you get all the homes on the market.  Plus, how do you know if you are you are getting a good deal when working with a for-sale-by-owner?  I, as your agent, can help make sure you are protected.  As a Realtor, I took an oath to hold my clients' best interest above my own, and I believe we, as Realtors, offer a very valuable service...This is most likely the largest asset you will own in your lifetime, GET SOME HELP!  Think about it.  I don't cost you anything, and have the potential of saving you thousands of dollars. How much are you willing to lose?

Grace & Peace...

Skip Geiser

(850) 221-6442

www.SkipGeiser.com

The Geiser Team with Main Street Properties 

 

"I will sell your house or I will buy it"... sounds too good to be true? Well, probably because it is!

 

Ok, as you read the next sentence you have to use your radio salesman voice... "I will sell your house, or I will buy it." Sounds too good to be true? Well, probably because it is! Oh technically will they buy it, sure, but the real question is will you sell it for what they want to buy it for?  Let us keep in mind you are dealing with a person who is running a business, and that person can't give money or time away or they won't be running a business for long.  So what are THEY going to get out of this deal?  Usually when I hear this idea being "sold" the agent will offer to sell your most prized possession and tell you "well you should list you home with me because if I don't sell it I will buy it" ...of course, at a large amount BELOW market value, using their title company, and only if you allow them to choose ALL the selling factors during the time they have your home listed... So after your home doesn't sell, what have you really agreed to?  Your home will get appraised, or worse yet a Current Market Analysis done, to determine the value of your home. Then, the agent gets to knock off a certain percentage so they can resell it for a fast turn around and profit, or better yet, keep it for a rental of their own. On a side note, why would you as a seller want to give your agent any good reason not to sell your home, so they can can make money even when it doesn't sell?

 

Skip Geiser

(850) 221-6442

www.SkipGeiser.com

SkipGeiser@live.com

The Geiser Team with Main Street Properties

             

Does it matter what company an agent is with?

"Skip, does it matter what company an agent works with?"  Yes!  An agent will only be as flexible as the brokerage he works with.  You may ask, "Why do I care?"  Well, for instance, if the Brokerage only allows the agents to split the commission on the MLS to the cooperating brokerage, let's just say at 2.5%, even if you agree to list at 7% or 8%, then that would be a bad deal for you.  Or, what if the brokerage requires a transaction fee ranging up to $500 dollars--which the agent can't change.  There are a lot of things the brokerage that an agent works with may impose that will affect the client in adverse or positive ways.  If the brokerage is supportive on training and new technology, then your agent will remain on the cutting edge--allowing him to service your needs at the highest level possible.  Does the brokerage impose a large fee to withdraw the contract?  Does the brokerage charge a fee to the buyers to submit a contract?

"So, what are you saying?  Should I pick an agent based on the Brokerage they work with or by how much I like the agent?"   Well...BOTH!  You need to love your agent, and you need to understand his brokerage and the limitations they have set on the agents they have chosen to work with.  If you don't like the arrangement...find a new agent.  

Grace & Peace...

Skip Geiser

(850) 221-6442

www.SkipGeiser.com

SkipGeiser@live.com

The Geiser Team with Main Street Properties

 

Kitchen, Clutter & Closing...

Here we go again, Skip...you don't seem to understand.  I hired you to sell my house not reorganize my kitchen! 

When you hired me, you hired me to get you to the closing table. 

Yes, yes I know.  I want you to sell my house, but what in the world does my refrigerator magnets have to do with it? 

When a buyer enters a home, they want a clean canvas to work from.  They really do not care that little Billy is good at coloring.  So, keep in mind that big white box in your kitchen is a huge part of how much the buyers are going to like your kitchen...CLEAN it off!  You also need to clear your kitchen counters.  You know the spice rack you got when you moved in...and still, to this day, the spices have the wrappers on them!  Buyers want to have a large amount of counter space.  If your toaster, coffee maker, bread machine, spice rack, and three months of bills are on the counters, they won't be able to see how much space they will have to prepare the Christmas dinner in their beautiful, new house this year.  Clean...clean...clean.  Make it spotless.  Who wants to buy a house that has a dirty kitchen? 

If you have priced your home correctly, you should only have to keep it spotless for a short period of time...We will talk price in a later post! 

One more thought...Go ahead and pack.  You know you are moving right, so if you are not going to use it, then go ahead and pack it.  This will allow the buyers to see the true potential of the space.  Always keep in mind the fact that you only have a few seconds to woo the buyers...use the time well!

Grace & Peace...

Skip Geiser

 www.SkipGeiser.com

        SkipGeiser@live.com   

   

Tortoise or the Hare...Which Agent Do You Have?

As the old story goes, the tortoise wins the race after the lazy hare falls asleep during the middle of the race.  Ok, Skip, where are you going with this?  I have found there are many different "styles" of agents. As an agent, you can be fast out of the gate but not have the endurance to run the race.  Yet, on the other end of the spectrum, there are many agents who fail to get excited enough to get the job done. 

So what does that mean?  Well, I would say you need balance--somewhere between the tortoise and the hare.  What is balance?  Being excited, prepared, and knowledgeable.  Excited about the opportunity to work together to reach your goals.  You see, your goals are what we use to gauge how we are going to attack all the challenges of buying and selling homes.  Your goals dictate how fast or how slow we need to proceed.  Prepared means ready to go...I have done my homework and am ready for the test.  Just like a man heading out to do battle, I need to have already studied the battlefield and have a plan as to what we are going to do to reach your goals.  Knowledgeable has the idea that this is not my first rodeo.  I have faced the trial before and have come out victorious.  The challenges that are about to face us are not going to stop us because I have faced them before and overcome them previously.  Just like if you went on a safari in South America, you would need a guide--someone who knew the ropes.  Real Estate is the same idea....Let me be that guide in your Pensacola Home Safari!

Grace & Peace...

Skip Geiser

(850)221-6442

www.SkipGeiser.com

SkipGeiser@live.com

 

Closing & Hurricane....Never a good combination!

Let me just start this by saying I have been known by many of my closest friends and family to make statements like I love a good hurricane, or I sure hope it comes here! I know, I know what you are thinking...CRAZY...Is this guy out of his mind?  The answer to that question may...no...no WILL depend on who you ask. You may also ask what constitutes a "good" hurricane.  Well, I would definitely say where nobody is hurt or killed, but I also realize that is a tall order. Because we live here on the beautiful Gulf Coast of Florida--you know, warm, sunny beaches, beautiful sunsets and HURRICANES are "all part and parcel of the whole genie gig" (from Aladdin just in case that one slipped by ya). I have lived here long enough to see a huge amount of destruction caused by hurricanes, and yet I still live here.  I will also add here, for all you readers who are now thinking they are just crazy for living in a place you can even have hurricanes, let's just go back a few weeks to our Capital where they had a big earthquake, or Missouri & Oklahoma where they had devastating tornadoes...so, just try to keep in mind that down here I get about a weeks' warning before a hurricane is going to come anywhere near here...not so much on the tornado and earthquake side! I would also like to reference my other post on how to prepare for a hurricane...if you live here, you need to know how to be ready.

The topic we are talking about today is closing your real-estate transaction while there is a storm in the Gulf...not likely going to happen, unless you get this information that I'm offering. You see, if there is a storm in the Gulf, you can't get to the closing table because the insurance companies will not write a policy, or shall we say, start your new policy until the storm is safely past.  So what to do...down here when you have a contract on a house during hurricane season, go ahead and lock your policy in (i.e. pay for it) and then you will be allowed to close. Long story short--seek the help of a good agent to avoid the many pitfalls in real estate--you won't be sorry you did!

 Grace & Peace...

Skip Geiser 

www.SkipGeiser.com 

(850) 221-6442 

Why is it important WHO you close with?

There are a lot of things that must take place in a real estate transaction...but getting to the closing table has got to rank pretty high on everybody's list!

   Okay, so we have battled our way to the end of our home search--it's down to the wire.  The question is, can the closer come through and score a touch down.  Well, this all depends on who is going to get us into the end zone.  Let us liken this to a football game; we are in the fourth quarter, and down to seconds left on the clock.  The quarterback is the one who is responsible for making it happen...get the ball into the end zone--and in the real estate game, it is the closer who is the "star receiver" of the game.  As we have all seen, some games are a blowout, and you can bring out your third-string players when you have a huge lead, with no fear of losing your lead.  Now, here in the real estate game, the problem is...you are never so far ahead that you can let your guard down.  But, you say, Skip I thought it all relied on you as my agent to "get us into the end zone"...correct!  But keeping in the football analogy, I am the quarterback.  I have to throw the football in the last seconds, and it is up to the star receiver to put the ball in the breadbasket, and get it into the end zone without fumbling the ball.  If you are the buyer or the seller in the transaction then this may be the Superbowl to you...are you willing to bring out your third string players and risk losing the game?  I should hope not!  So, why would you choose any less than the best to get you to the closing table?  Hey, right here I could bore you with the vetting process; but needless to say, experence is the way to tell who to choose and not to choose.  Let your agent help, he knows the closers and has had previous experience and interaction with many closers.  Through the years I have had the entire spectrum from Stellar to "well not going to be able to get this to close because I didn't do my job".   Remember you hired me to get you into the end zone...let me help make sure we get there!   

Grace & Peace....

   Skip Geiser

http://www.skipgeiser.com/

(850) 221-6442

Lower your voice, and say with me IRS...Tax tips for home sellers?

Yes, you heard me correctly, a tax tip from the IRS.  I found this information on the IRS.gov page and it is really great for all the 2011 home sellers.  Here is where my lawyer would tell me to say, "I am not able to give tax advice, and you should seek the advice of a professional"...whew glad that's done!  So here we go...

IRS Summertime Tax Tip 2011-15,  August 8, 2011

The Internal Revenue Service has some important information to share with individuals who have sold or are about to sell their home. If you have a gain from the sale of your main home, you may qualify to exclude all or part of that gain from your income. Here are ten tips from the IRS to keep in mind when selling your home.

1. In general, you are eligible to exclude the gain from income if you have owned and used your home as your main home for two years out of the five years prior to the date of its sale.
2. If you have a gain from the sale of your main home, you may be able to exclude up to $250,000 of the gain from your income ($500,000 on a joint return in most cases).
3. You are not eligible for the exclusion if you excluded the gain from the sale of another home during the two-year period prior to the sale of your home.
4. If you can exclude all of the gain, you do not need to report the sale on your tax return.
5. If you have a gain that cannot be excluded, it is taxable. You must report it on Form 1040, Schedule D, Capital Gains and Losses.
6. You cannot deduct a loss from the sale of your main home.
7. Worksheets are included in Publication 523, Selling Your Home, to help you figure the adjusted basis of the home you sold, the gain (or loss) on the sale, and the gain that you can exclude.
8. If you have more than one home, you can exclude a gain only from the sale of your main home. You must pay tax on the gain from selling any other home. If you have two homes and live in both of them, your main home is ordinarily the one you live in most of the time.
9. If you received the first-time homebuyer credit and within 36 months of the date of purchase, the property is no longer used as your principal residence, you are required to repay the credit. Repayment of the full credit is due with the income tax return for the year the home ceased to be your principal residence, using Form 5405, First-Time Homebuyer Credit and Repayment of the Credit. The full amount of the credit is reflected as additional tax on that year’s tax return.
10. When you move, be sure to update your address with the IRS and the U.S. Postal Service to ensure you receive refunds or correspondence from the IRS. Use Form 8822, Change of Address, to notify the IRS of your address change.

See...now I told you they were good tips.  I found them on-line at (http://www.irs.gov/newsroom/article/0,,id=243682,00.html) feel free to go by and take a look, there are other tax forms there also.


Grace & Peace...

Skip Geiser

www.SkipGeiser.com

SkipGeiser@live.com

(850)221-6442

Woohoo....today were going to be talking (HOI)!

I know, I know... boring is what you're thinking, but just think how smart you'll look when you use HOI in a sentence correctly.   Ok, soooo even that may not impress you, but if you're in the market for a house, it is a term you may want to know. 

  

The HOI (Housing Opportunity Index) indicated that 72.6% of all new and existing homes sold in the second quarter of the year, were affordable to families earning the national median income of $64,200 (Information from Realty Times).  So, what does that mean to all you house hunters out there?  Well, what that means is that there has not been a better time in the last 20 years to buy a home.   Think about how reasonable home prices are, and how low interest rates are.  If you had one OR the other, it would be good--but to have both is unreal.  Yes, Skip, but I have heard that banks won't lend money.  Well, the money is tighter than it was, say in 2003-05, but if you have fair to good credit, it is a really good time to purchase.
 
Grace & Peace...

Skip Geiser

www.SkipGeiser.com

SkipGeiser@live.com

(850) 221-6442

Ooh...ooh...Pick me...Pick me!

You have driven around for days, and successfully avoided all the real estate agents, and you think you're ready to make the move.  That's right.  You are going to do it.  You even know which subdivision you want to build your dream home in.  So, you you park the car and walk into the sales model, and are greeted by a very nice salesman who seems to have all the answers to your questions, and has said he would be happy to write the contract for you and get the process started.

Everything seems to be going fine, but is it really?  Answer these questions.  Who does the salesman truly work for?  How many homes are you going to buy?  How many homes will he sell for the builder?  If a dispute were to arise between you and the builder, who is going to go to bat for you?  If you were going to be taken to court, would you think it was a good idea to have the same lawyer as the person who took you to court? I should hope not!  For the same reason, you should get someone who is representing you when you build your new home. 

Oh, yeah, Skip I know what you are trying to do here.  You just want me to spend more money paying you! Well, it doesn't work that way--you pay the same whether you have representation or not, your bottom line stays the same!  Am I saying any/all the model sitting agents are out to cheat you?  No, I truly believe most model agents do their best to for their clients.  But, listen, why not get someone who has only YOUR best interest in mind, and doesn't have to worry about what the builder thinks?  If you don't have to pay any more for the service, why not get the protection?  I, as the agent for buyers of a new home, have had to go "stand on the builder's desk" more than once to get the job done for my clients.  I sometimes wonder what people who don't have an agent that represents only them and their best interests do when a problem comes up that they can't resolve themselves.  I came out of the construction industry, and I know there will be problems...there almost always are.  So why not get some help on your side? Just some food for thought. 

Grace & Peace....

Skip Geiser

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221-6442

   

Pensacola Real Estate Roller Coster...Weeeee

If you have ever been on a big roller coaster, think back to when you get in and are pulled up to the highest point right before the fast plunge to a stomach-dropping bottom.  The thrill...the excitement... woohoo!  I must say, I love a good roller coaster.

Now, when we are talking about Real Estate, we are talking a whole different matter, now, aren't we?  The real estate market goes in a cycle that resembles a roller coaster track--the starting point, or low point, would (here in Pensacola) be winter, and the high would be August.  So, if we are talking the best time to sell, it would be during the high or hottest point... March to August.  Now the slower time to sell would fall into the late to early part of the year.  A few factors can contribute to this cycle, including kids in or out of school (what parent wants to move their kids mid school year) and holidays (who wants to move during Thanksgiving or Christmas). 

Things aren't all bad, though, if you find the need to sell during the slower points of the year, because you can use a few tricks to help you sell.  Think of this, when does your home feel and look the best?  I know here at my house, it is during the Holidays when my wife has it all decorated, and maybe when she has made it smell like cinnamon or fresh apple pie...mmmmm!  If you find yourself in need to sell during the holidays then decorate it up right--the tastefully-decorated house will peak the buyers interest more than the plain home not decorated, because it "feels" warm like a home should.  One other thought is if you find someone is looking at your home during this time of year, you can be almost sure they are a serious buyer.  Like I said before, they must have a reason, so take any offers you get seriously. 

One more thing I need to touch on is, make sure your home is "in" the market not just on the market.  I have included a excellent video to illustrate this point. Take a look it will be well worth your time. 

 

Grace & Peace...       

Skip Geiser

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221-6442

Housing Market Indicators Sunday Snapshot Aug. 21st 2011

Florida existing home sales: (month-to-previous-year comparison)
+12%


Florida existing condo sales: (month-to-previous-year comparison)
+12%


Florida existing home median price:
$136,500


Florida existing condo median price:
$90,900


Florida consumer confidence:
+68


National existing home sales: (month-to-previous-month comparison; all housing types)
-3.5%


National existing home median price
$174,000


National (Freddie Mac) mortgage rate (all housing types)
4.32%


Information from FloridaRealtor.org
 
Grace & Peace...
 

Skip Geiser

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221-6442

Welcome to our home...it smells like a wet dog!

Sellers,

When I enter a home to list it, I try to "take it all in".  "Skip what in the world are you talking about?  Have you gone off the deep end again?"  Well, yes, that happened years ago, but let's try to stay on subject.  Ok, maybe say it this way--look at your home through the "eyes" of the buyer.   As I enter, I use all five senses sight, sound, smell, touch & and my Realtor senses! : )

Starting with the sight.  What do the buyers see?  Maybe do they see lots of clutter, dirty carpet, large furniture that is filling every inch of wall space, photos that don't allow that buyers to take personal possession of the space; or is the space well used, open, warm, and inviting.

Sound.  As the buyers enter, have you set the mood by playing some soft, natural background music?  What this does is allow the buyers to feel like this is a relaxed environment, plus it helps the buyers to remember your home over other ones they may have seen that day. 

Smell is also an important one, but you say, "Skip my house doesn't have a smell!"  Well, just remember you can't smell your own smell.  What I mean is all homes have a smell good, bad or ugly--it has a smell.  So what to do, go the the store get one of the plug-in air freshenerers the kind that has a fan in it.  The smell should be light and inviting--not so strong that it burns my eyes as I walk in. 

The next is a little tougher touch.  I have noticed as the buyers go through the home, if it is clean and neat, they will run their hands along many of the surfaces of the home.  I think this is a "security" test...do they feel "at home here"?  Realtor sense is a culmination of experience, gleaned over several years of working in this business, tweaking the smallest details to get you the highest price in the shortest amount of time. 

If you are thinking of selling your home, give me a call.  Let me take a quick look, and maybe I can give you a few pointers that will help you sell faster, or for a higher price.  You may be saying, "hey, I have had my home on the market for over six months, and it still hasn't sold."  Give me a call, and let me have a look.  It may be just a few small changes we need to make to get your home SOLD!



Grace & Peace...

   Skip Geiser

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221-6442

Flood Insurance....Do you have it--or even need it?

First of all, Skip, what is it, and why do I need it?

Your typical homeowner's policy excludes damage from surface water--you know--from the water that comes from a hurricane or a flood.   "Ah, yes," you say, "but I own a condo on the 5th floor."  Well, this is also a problem for you condo owners.  If the unit above you floods because of a water problem, and your unit is affected, this would also be a flood policy problem.  "Yes, Skip, but you see...I am a renter so I don't need flood insurance, right?"  Wrong.  Because your contents are not covered under the owner's insurance policy.  You still need flood insurance, and it is readily available from your insurance provider.  If you need help finding a provider, feel free to give me a call.

Living in Pensacola, Florida, so close to the water has lot's of perks--beautiful, clear water; white, sandy beaches; warm, sunny weather; and...HURRICANES!  Ok, so the last one is not such a big perk, but you can do something to protect yourself from losing all your prized possessions--i.e. your Elvis record collection and that classic baby blue tux from 1970.  All I am saying is...you may want to just check it out--it may cost a lot less than you think and give a better level of protection.

Grace & Peace

Skip Geiser

(850)221-6442

http://www.skipgeiser.com/

SkipGeiser@live.com

Pastors & Realtors....

My Pastor and I were talking one day, and he made a statement like, "Pastors are people who get paid to give advice, and then have the same people ignore that advice."  I really think people want to know what you think...unless what you say doesn't agree with what they already think.  I have found over the years, as I sit toe to toe with some sellers, they will ask what I think on price, location, or maybe the position of some piece of furniture, and yet they really don't intend to let what I say impact what they are going to do.
  Lets just say I am building a shed, and I find I need a little advice on how to make sure it is square. I decide to go talk to a good friend who had been a contractor for years, and has more than enough skills to build a shed, and ask what I should do...you would say that is a great plan. Now I go back to building my shed and ignore everything he said.

   Go ahead and say it...you big dummy.  You're a Realtor--he is a builder and knows what he is talking about you should follow his advice!  You're right.  I should, and if you are selling your home and have an opportunity, you should listen to what your Realtor has to say with an open mind.  Remember, you are paying him to sell your largest assest for the most amount of money in the shortest amount of time!

Grace and Peace...

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221 -6442  

 

Ladies--The next time your husband says, "I need to run to the hardware store," say, "Great! I'm coming too," that should stop him in his tracks.

Local Business Spot Light....Pensacola Hardware

The question here is, where do we start? How about 1851...The start of something great. 

This Pensacola treasure tucked in downtown is, I must say, amazing. As you enter you find immediate, knowledgable, friendly service coupled with a HUGE array of products for both him and her.   As I went through the store I was drawn in by each new section featuring great selections at every turn.  Hold on for the ride while we tell ya what they have...
    Ladies first... They have got counter top appliances, kitchen gadgets, cookware, bake ware, glassware, pot and dish racks, cooking utensils, cutting boards, tabletop, knives, barware, thermometers and scales, salt, pepper and spice mills, kitchen linens, kitchen decor, gourmet foods, pressure cookers/canning, books, home and gift items, lampe berger, fireplace, bath and body, lawn and garden, grills and accessories, paint, holiday, seasonal, pet items, Pensacola items, wedding and gift registry, Nina Fritz... whew, that is a mouthful! Yet that is just the topping, it gets better! They carry Kitchen Aid, Le Creuset, All-Clad, J.K. Adams, Totally Bamboo, Burt's Bees... Need I go on? Ladies, this is a shopping experience you don't want to miss. Just think of all the shopping you can get in while your husband picks up all the necessary items for that hunny do list!

  

Speaking of the hunny do list let's get to "his" side..We have hardware items, Masonry Tools & Supplies, Builders Hardware, Concrete Products, Forming Products, Fasteners & Specialty Screws, Paint & Supplies, Safety Equipment, Power Tools & Accessories, Coatings & Waterproofing, Hand Tools, Electrical Supplies, Plumbing Supplies, Cleaning & Janitorial, Lawn & Garden, Firestop Products & Solutions, Abrasives & Sandpaper, Tape, Carpentry Tools & Supplies, HVAC & Mechanical Supplies, Decorative Concrete Products, Trench Drain, Erosion Control, Wire Rope, Chains & Cordage, Ladders, Compounds & Lubricants, Rainwear, Detectable Warning Products, Grills & Grill Accessories...  Ok, they say a picture is worth a thousand words... let's see what you think!

The purpose of this spotlight is to give you just a "taste" of Pensacola Hardware but I think you're just going to have to go have a look for yourself.  You may say, "Now Skip, hardware is not my thing"; well, I am guessing there is something here for just about anyone, so get up and go take look at a piece of good old Pensacola history.  Hey, and while you are there pick up something you need...because I KNOW you're going to find something here you need!  They are located downtown on 20 East Gregory Street.  Their number is 850-438-3186 Toll Free 877-727-0767 and if you want to get a little better look at what they do check them out on the web at http://www.pensacolahardware.com/ for the hardware side and http://www.pensacolahardware.net/ for the housewares side. 
Grace & Peace...

Skip Geiser

http://www.skipgeiser.com/

SkipGeiser@live.com

(850)221-6442